Get Smart About Credit Day
Get Smart About Credit Day is held on October 17. Was established by the ABA - American Bankers Association. This event in the second decade of the month October is annual. 
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Understanding how credit works can help you improve your credit, which opens the door to better interest rates, rewards credit cards or even a mortgage.
With all of the misleading and incorrect information about credit floating around, it’s no wonder some of us feel lost when it comes to our credit reports and credit scores. In one of surveys, found that one in four respondents couldn’t tell the difference between a credit score and a credit report—but we’re here to help set everything straight with simple and clear explanations.
Your credit score is based on five key factors:
Most lenders make their decisions using FICO credit scores, which are based on five key factors. That means that when you apply for a new credit card or loan, these are the primary influences on whether you’ll end up getting approved. Here are the five factors, in order of importance: payment history, credit utilization, length of credit history, credit mix and new credit inquiries.
Similar holidays and events, festivals and interesting facts
World Economist Day on October 12 (the day when outstanding representatives of the profession are awarded a prize by decision of the Nobel Committee);
National Day of the Economist in Ukraine on October 12 (celebrated in conjunction with the World Day of Economists);
Military financier Day in Ukraine on October 29
Bank Transfer Day on November 5 (United States);
Global Shopping Festival or the Biggest Shopping Day on November 11 (formerly Singles' Day);
Public Accountants Day in Ecuador on November 13 (Día Clásico del Contador Público - in honor of the first National Congress of Accountants in 1945 and the founding of the first Center for Higher Education in Accounting in 1959);
Bank Employee Day in Armenia on November 22
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